Car Insurance in Flushing, NY
Looking for affordable car insurance in Flushing or anywhere in Queens? As your independent brokerage, we compare rates from multiple carriers to find coverage and rates tailored to Flushing drivers.
Competitive Rates
We shop across multiple carriers to find car insurance rates tailored to Flushing drivers — so you don’t have to.
Full Protection
Liability, collision, comprehensive, and more — tailored to cover the risks Flushing drivers face every day.
Same-Day Coverage
Walk in, call, or start online. We can have you covered before you leave our office or hang up the phone.
Your Trusted Independent Auto Insurance Broker in Flushing
Located on Jamaica Avenue in nearby Hollis, K&N Insurance Brokerage is proud to serve Flushing and all of Queens with affordable, reliable car insurance. We’re an independent brokerage — which means we work for you, not one insurance company.
Whether you’re commuting down Northern Boulevard, parking on Main Street, or navigating the Whitestone Expressway every morning, you need coverage that actually protects you. We search across multiple options to find the best rate for your specific needs and budget — from minimum liability to full coverage.
Our Queens office is accessible via the Q1, Q25, Q43, and Q17 buses from Flushing, and we’re a short drive down the Long Island Expressway. We also speak your language — our team assists clients in English, Spanish, Arabic, French, and Russian.
Car Insurance in Flushing — Coverage for Every Driver
New York State requires minimum liability limits of 25/50/10 ($25,000 per person, $50,000 per accident, $10,000 property damage), plus $50,000 in no-fault (PIP) coverage and uninsured motorist coverage. But for Flushing drivers dealing with heavy traffic on Roosevelt Avenue and the Van Wyck Expressway, minimum coverage often isn’t enough.
Liability Coverage
Pays for injuries and property damage you cause to others. New York’s 25/50/10 minimum is among the lowest in the country — we often recommend higher limits to protect your assets, especially if you own a home or have savings.
Collision Coverage
Covers damage to your own vehicle if you’re in an accident with another car or object. With Flushing’s congested streets — double-parked delivery trucks on Main Street, tight parking near the Flushing Library — collision coverage is essential for protecting your vehicle.
Comprehensive Coverage
Covers non-collision damage such as theft, vandalism, weather events, and animal strikes. Comprehensive coverage is especially valuable in Flushing, where street parking is the norm and catalytic converter theft has become a real concern across Queens.
Uninsured & Underinsured Motorist
Required in New York. This coverage protects you if you’re hit by a driver with no insurance or not enough insurance. With an estimated 6% of New York drivers uninsured, this is coverage you’ll be glad you have.
Personal Injury Protection (No-Fault)
New York is a no-fault state, meaning your own policy pays for your medical treatment regardless of who caused the accident. The mandatory minimum is $50,000 in PIP coverage.
Commercial Auto Insurance
If you use your vehicle for business — deliveries, rideshare, contracting work, or a commercial fleet — a personal policy won’t cover you. We can help you find commercial auto insurance tailored to your specific business needs.
Why Car Insurance Costs More in Flushing — And How We Help
Flushing is one of the most densely populated neighborhoods in New York City. More people and more cars in a small area means more accidents, more claims, and higher premiums. Here’s what drives costs up for Flushing drivers:
- Traffic density: Main Street, Northern Boulevard, Roosevelt Avenue, and the intersections around Flushing Meadows-Corona Park see constant congestion
- Theft and vandalism: Street parking exposes vehicles to higher theft risk — comprehensive coverage matters here
- Accident rates: Queens has some of the highest accident rates in NYC, especially near the Van Wyck and Whitestone expressways
- Population density: More uninsured drivers, more pedestrians, more claims
Ways We Help You Save
We actively look for every available discount to reduce your premium. Common savings opportunities include:
- Bundling auto + home insurance or renters insurance
- Safe driver and defensive driving course discounts
- Multi-vehicle discounts for families with more than one car
- Good student discounts for younger drivers
- Pay-in-full and autopay discounts
- Switching from an overpriced carrier to a more competitive one — this alone often saves hundreds
The fastest way to find out how much you can save? Call us at (718) 739-9090 — a free quote takes about 5 minutes.
Serving Flushing and All Surrounding Neighborhoods
Our Queens office on Jamaica Avenue is a short drive from Flushing via the Long Island Expressway or Northern Boulevard. We proudly serve drivers across Flushing and neighboring communities, including:
- Downtown Flushing
- Murray Hill, Queens
- Broadway-Flushing
- Auburndale
- Bowne Park
- Kissena Park
- College Point
- Whitestone
- Bayside
- Fresh Meadows
- East Elmhurst
- Corona
- Kew Gardens Hills
- Forest Hills
- Briarwood
- Jamaica
We also serve drivers from our car insurance in Huntington, NY office on Long Island, and across all of Queens.
Frequently Asked Questions
How much does car insurance cost in Flushing, NY?
Car insurance in Flushing typically costs more than the New York state average because of higher traffic density and accident rates in Queens. Rates depend on your driving record, vehicle, and coverage level. The best way to find your exact rate is to call us for a free quote — (718) 739-9090.
What is the minimum car insurance required in New York?
New York requires 25/50/10 liability coverage ($25,000 per person, $50,000 per accident, $10,000 property damage), $50,000 in Personal Injury Protection (PIP), and uninsured motorist coverage matching your liability limits.
Can I get car insurance in Flushing with a bad driving record?
Yes. As an independent brokerage, we work with multiple carriers — including ones that specialize in high-risk drivers. Even if you’ve had accidents, tickets, or a lapse in coverage, we can find you a policy. Call us and we’ll work through your options.
Do you offer same-day car insurance coverage?
Yes. Call our office or visit in person — we can often get you covered the same day. We handle the paperwork, you drive away insured.
Can I get a quote in Spanish?
Absolutely. Our team speaks English, Spanish, Arabic, French, and Russian. ¿Necesitas seguro de auto en Flushing? Llámanos al (718) 739-9090 — hablamos español.
How do I get a free car insurance quote?
Call us at (718) 739-9090, visit our office at 182-03 Jamaica Ave in Hollis, or request a quote online. It takes about 5 minutes.
What other insurance do you offer besides car insurance?
We offer home insurance, renters insurance, commercial auto, motorcycle, boat, umbrella, and pet insurance. We can bundle multiple policies for additional savings.
Is K&N Insurance Brokerage licensed in New York?
Yes. K&N Insurance Brokerage is a fully licensed insurance brokerage in the state of New York, serving clients since 2018. We are rated 4.9 stars with 874+ Google reviews on Google at our Queens location.
Looking for the best car insurance rates in Flushing?
See our guide to cheap car insurance in Queens. We also serve Huntington and Long Island drivers from our second office. Browse all insurance products or get a free quote online.
Visit Our Queens Office — Serving Flushing Drivers
Our Queens office serves Flushing, Jamaica, Hollis, and all surrounding neighborhoods. Located on Jamaica Avenue with easy access from the LIE, Northern Boulevard, and multiple bus routes from Flushing.
K&N Insurance Brokerage
182-03 Jamaica Ave, Hollis, NY 11423
Local: (718) 739-9090
Toll-free: (833) 840-8500
Email: [email protected]
Hours: Mon-Fri 9 AM-5 PM | Sat 10 AM-5 PM | Sun Closed
Directions: Located at 182-03 Jamaica Ave in Hollis. From Flushing, take Northern Blvd or the LIE westbound to Hollis. We’re accessible via the Q1, Q25, Q43, and Q17 buses. Free street parking available on Jamaica Ave.
Parking: Free street parking available on Jamaica Avenue.
Need a broker? Learn why an independent insurance broker saves you money
Learn about New York auto insurance requirements from the NY Department of Financial Services.